My employer won’t fill out the form on Healthcare.gov that asks about the affordability of the insurance the company provides. I think it’s unaffordable, and that’s why I’m not enrolled in it. Can I apply for Marketplace coverage and subsidies without that form?

If, for any reason, you cannot obtain this information from your employer, you should report to the Marketplace what you know, yourself, about your eligibility for employer-sponsored coverage, the cost of that coverage, and whether it meets minimum value standards. The Marketplace will determine your eligibility for subsidies based on the information you provided or based on any information the Marketplace was able to obtain on its own through other follow-up with your employer.