I work full-time for an employer that offers me health benefits, but doesn’t cover spouses. Is that allowed? Can my spouse apply for coverage and subsidies in the Marketplace?

While employers with 50 or more workers who do not offer health benefits to full-time workers and their dependent children could be subject to a penalty, there is no requirement for employers to offer health benefits to the spouses of full-time workers.

Because your spouse is not offered health benefits through your job, they may be eligible to apply for coverage and premium tax credits through the Marketplace if they do not have another offer of coverage.

Browse more questions in the Employer-Sponsored Health Coverage and the Marketplace section.