I received a Form 1095-C in the mail. What’s that?

Form 1095-C will indicate your name and the name of your employer, the months when you were eligible for coverage, and the cost to you of the cheapest monthly premium you could have enrolled in under your employer’s health plan. If you worked for a large employer that did not offer its full-time employees health coverage, Form 1095-C will also indicate that.

Keep this form with your tax records. You may need this form if you were offered health coverage by your employer and you did not sign up for it. If you signed up for Marketplace coverage instead and received a premium tax credit in 2025, information on Form 1095-C will help you determine whether you were eligible for the tax credit.

Employers may send Form 1095-C directly to you, but in some cases, you may have to request a Form 1095-C from your employer. Information on this form will also be reported to the IRS.