Marketplace Enrollment Periods

Can I have more time to sign up for 2021 coverage if I could not complete my application during Open Enrollment due to the COVID-19 emergency?

Yes, although the extension is not automatic.  In HealthCare.gov states, you must apply for the extra time using an Exceptional Circumstances special enrollment period (SEP). You can apply for this SEP by calling the federal marketplace call center at 1-800-318-2596 (not through your healthcare.gov account.)  You will have to attest to residing in a FEMA-designated COVID-19 disaster area, which includes the entire U.S.  And you will have to attest that you were unable to sign up on time due to the COVID-19 pandemic (for example, if you were hospitalized). 

While this extra time to sign up may be available to you, it is still strongly advised that you sign up for 2021 coverage during the regular Open Enrollment period if you can.

While we have made every effort to provide accurate information in these FAQs, people should contact the health insurance Marketplace or Medicaid agency in their state for guidance on their specific circumstances.

The Henry J. Kaiser Family Foundation Headquarters: 185 Berry St., Suite 2000, San Francisco, CA 94107 | Phone 650-854-9400
Washington Offices and Barbara Jordan Conference Center: 1330 G Street, NW, Washington, DC 20005 | Phone 202-347-5270

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Filling the need for trusted information on national health issues, the Kaiser Family Foundation is a nonprofit organization based in San Francisco, California.