Can a short-term limited duration policy turn me down if I have a pre-existing condition?

Yes. In general, the application for short-term policies will ask questions about your current health status and your health history. Depending on your answers, if you have or have had a pre-existing condition, you might be turned down or charged more. How short-term policies treat you also depends on where you live. A few states have passed laws to prohibit short-term policies from discriminating based on health status.