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["Exhibit 7.2"]
["Among Covered Workers with No General Annual Health Plan Deductible for Single and Family Coverage, Percentage Who Have the Following Types of Cost Sharing, by Plan Type, 2012"]
[]
[null,"Single Coverage","Family Coverage"]
["Separate Cost Sharing for a Hospital Admission‡ "]
["HMO","76%","76%"]
["PPO ","78%","78%"]
["POS ","66%","66%"]
["Separate Cost Sharing for an Outpatient Surgery Episode"]
["HMO ","73%","73%"]
["PPO ","79%","79%"]
["POS","78%","78%"]
[]
["‡ Separate cost sharing for each hospital admission includes the following types: separate annual deductible, copayment, coinsurance, and/or a charge per day (per diem).  Cost sharing for each outpatient surgery episode includes the following types: separate annual deductible, copayment, and/or coinsurance."]
[]
["Note: HDHP/SOs are not shown because all covered workers in these plans face a deductible. In HDHP/HRA plans, as defined by the survey, the minimum deductible is $1,000 for single coverage and $2,000 for family coverage.  In HSA-qualified HDHPs, the legal minimum deductible for 2012 is $1,200 for single coverage and $2,400 for family coverage.  Average general annual health plan deductibles for PPOs and POS plans are for in-network services.  "]
[]
["Source: Kaiser/HRET Survey of Employer-Sponsored Health Benefits, 2012."]