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["Exhibit 7.18"]
["Among Covered Workers with a General Annual Health Plan Deductible, Percentage with Coverage for the Following Services Without Having to First Meet the Deductible, by Plan Type, 2012"]
[]
[null,"HMO","PPO","POS","HDHP/HRA§"]
["Physician Office Visits For Primary Care",{"v":0.87,"d":"87%"},{"v":0.78,"d":"78%"},{"v":0.79,"d":"79%"},{"v":0.46,"d":"46%"}]
["Prescription Drugs",{"v":0.88,"d":"88%"},{"v":0.94,"d":"94%"},{"v":0.91,"d":"91%"},{"v":0.79,"d":"79%"}]
[]
["§ By definition, HSA-qualified HDHPs are required by law to apply the plan deductible to nearly all services."]
[]
["Note: These questions are asked of firms with a deductible for single or family coverage.  Average general annual health plan deductibles for PPOs, POS plans, and HDHP/SOs are for in-network services.   "]
[]
["Source: Kaiser/HRET Survey of Employer-Sponsored Health Benefits, 2012."]