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["Exhibit 14.1"]
["Among Firms Offering Health Benefits, Distribution of Firms’ Opinions on the Effectiveness of the Following Strategies to Contain Health Insurance Costs, by Firm Size, 2012"]
[]
[null,"Very Effective","Somewhat Effective","Not Too Effective","Not At All Effective","Don’t Know"]
["Tighter Managed Care Restrictions*"]
["All Small Firms (3-199 Workers)",{"v":0.16,"d":"16%"},{"v":0.28,"d":"28%"},{"v":0.23,"d":"23%"},{"v":0.29,"d":"29%"},{"v":0.04,"d":"4%"}]
["All Large Firms (200 or More Workers)",8,41,32,17,2]
["ALL FIRMS",{"v":0.15,"d":"15%"},{"v":0.28,"d":"28%"},{"v":0.24,"d":"24%"},{"v":0.29,"d":"29%"},{"v":0.04,"d":"4%"}]
["Consumer-Driven Health Plans (Ex: High-Deductible Plan Combined with a Health Savings Account)"]
["All Small Firms (3-199 Workers)",{"v":0.25,"d":"25%"},{"v":0.37,"d":"37%"},{"v":0.21,"d":"21%"},{"v":0.1,"d":"10%"},{"v":0.06,"d":"6%"}]
["All Large Firms (200 or More Workers)",29,40,18,11,2]
["ALL FIRMS",{"v":0.25,"d":"25%"},{"v":0.37,"d":"37%"},{"v":0.21,"d":"21%"},{"v":0.1,"d":"10%"},{"v":0.06,"d":"6%"}]
["Higher Employee Cost Sharing*"]
["All Small Firms (3-199 Workers)",{"v":0.17,"d":"17%"},{"v":0.29,"d":"29%"},{"v":0.25,"d":"25%"},{"v":0.25,"d":"25%"},{"v":0.04,"d":"4%"}]
["All Large Firms (200 or More Workers)",21,34,29,15,"<1"]
["ALL FIRMS",{"v":0.17,"d":"17%"},{"v":0.29,"d":"29%"},{"v":0.25,"d":"25%"},{"v":0.25,"d":"25%"},{"v":0.04,"d":"4%"}]
["Disease Management Programs"]
["All Small Firms (3-199 Workers)",{"v":0.24,"d":"24%"},{"v":0.37,"d":"37%"},{"v":0.23,"d":"23%"},{"v":0.11,"d":"11%"},{"v":0.05,"d":"5%"}]
["All Large Firms (200 or More Workers)",32,42,19,6,1]
["ALL FIRMS",{"v":0.24,"d":"24%"},{"v":0.37,"d":"37%"},{"v":0.23,"d":"23%"},{"v":0.11,"d":"11%"},{"v":0.05,"d":"5%"}]
[]
["* Distributions are statistically different between All Small Firms and All Large Firms within category (p<.05)."]
[]
["Source: Kaiser/HRET Survey of Employer-Sponsored Health Benefits, 2012."]