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Public Subsidies and Private Markets: Coverage Expansions in the Current Insurance Environment
Many proposals for incremental expansion of health insurance coverage would provide subsidies for the purchase of nongroup policies. This paper assesses how subsidy options might play out in regulated or unregulated markets and explores the possible trade-off between two distinct policy goals: maximizing the absolute number of families with insurance…
Report Read More Extending Health Insurance Through Tax Credits
Part of the Kaiser Incremental Health Reform Project, this paper describes a generous tax credit approach to the expansion of health insurance coverage. The design features of refundable, publicly-financed tax credits for the purchase of health insurance are described for a range of sample plans.Issue Paper
Report Read More The Kaiser/Harvard Health News Index September/October 1999
Health News Index September/October, 1999 The September/October 1999 edition of the Kaiser Family Foundation/Harvard Health News Index includes questions about major health stories covered in the news, including questions about the uninsured, Patients’ Rights and health care reform proposals by democratic presidential candidates. The survey is based on a national…
Poll Finding Read More Expanding Health Insurance Through Tax Reform
This paper discusses the impacts of the Heritage Foundation proposal for expanding health insurance coverage. Under the proposed tax reform, the employer tax exclusion and all other deductions for health-related expenses would be repealed. A new refundable tax credit would be created for unreimbursed medical expenses. This paper is part…
Report Read More The New Child Health Insurance Program: A Carefully Crafted Compromise
This paper explores the major policy compromises embodied in the CHIP program. It focuses on two areas: the relative control of the federal and state governments over the program, and the design of the program in relation to the private, employer-based health insurance market. This paper is part of the…
Report Read More Incrementalism: Ethical Implications of Policy Choices
This paper discusses ethical issues in incremental approaches to expanding health insurance coverage. Although any reduction in the number of uninsured is morally desirable, there are real moral differences between different policy options. This paper, which is part of the Kaiser Incremental Health Reform Project, examines these moral differences by…
Report Read More Expansions in Public Health Insurance and Crowd-Out: What the Evidence Says
Enactment of the Children's Health Insurance Program has been accompanied by concerns that new coverage will “crowd out” private health insurance coverage. Part of the Kaiser Incremental Health Reform Project, this paper reviews existing empirical literature on the magnitude of crowd-out and discusses implications for CHIP. Issue Paper
Report Read More An Assessment of Strategies for Expanding Health Insurance Coverage
This paper provides a conceptual analysis of alternative mechanisms (tax credits, public programs, and direct subsidies) for expanding health insurance coverage. The paper, which is part of the Kaiser Incremental Health Reform Project, discusses the likely impacts alternative approaches on a variety of outcomes including efficiency in increasing coverage and…
Report Read More Retiree Health Coverage: Recent Trends and Employer Perspectives on Future Benefits
The report, based on an analysis of Hewitt Associates' client database, presents new trend data on the prevalence of retiree health coverage sponsored by large employers and finds a continued erosion of retiree health benefits. The report also includes findings from a new survey assessing how large employers might change…
Report Read More Subsidizing COBRA: An Option for Expanding Health Insurance Coverage
This paper examines a method for making health insurance more affordable to people who may lose health insurance when they lose or change jobs. A proposal for subsidizing the purchase of group health insurance through COBRA for employees and their dependents who lose their health insurance coverage when the employee…
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