Impact of Key Provisions of the American Rescue Plan Act of 2021 COVID-19 Relief on Marketplace Premiums
| Appendix Table 1: Change in Monthly Benchmark Premium under COVID-19 Relief Law | |||||||
| 27-year-old | 40-year-old | 60-year-old | |||||
| Income | FPL | ACA | COVID-19 Relief | ACA | COVID-19 Relief | ACA | COVID-19 Relief |
| $20,000 | 157% | $72 | $4 | $72 | $4 | $72 | $4 |
| $25,000 | 196% | $126 | $37 | $126 | $37 | $126 | $37 |
| $30,000 | 235% | $193 | $85 | $193 | $85 | $193 | $85 |
| $35,000 | 274% | $261 | $145 | $261 | $145 | $261 | $145 |
| $40,000 | 313% | $316 | $211 | $323 | $211 | $324 | $211 |
| $45,000 | 353% | $341 | $274 | $362 | $274 | $366 | $274 |
| $50,000 | 392% | $354 | $330 | $394 | $344 | $408 | $346 |
| $60,000 | 470% | $373 | $357 | $450 | $404 | $909 | $425 |
| $70,000 | 549% | $373 | $367 | $450 | $430 | $924 | $496 |
| $80,000 | 627% | $373 | $371 | $450 | $442 | $933 | $566 |
| $90,000 | 705% | $373 | $373 | $450 | $447 | $933 | $636 |
| $100,000 | 784% | $373 | $373 | $450 | $449 | $933 | $701 |
| NOTES: This table shows enrollment-weighted average premiums for the lowest-cost bronze plan. ACA premiums account for additional financial assistance provided to enrollees in California, Vermont, and Massachusetts. SOURCE: KFF analysis of data from Healthcare.gov, Massachusetts Health Connector, and HIX Compare from the Robert Wood Johnson Foundation. |
|||||||
| Appendix Table 2: Change in Monthly Bronze Premium under the COVID-19 Relief Law | |||||||
| 27-year-old | 40-year-old | 60-year-old | |||||
| Income | FPL | ACA | COVID-19 Relief | ACA | COVID-19 Relief | ACA | COVID-19 Relief |
| $20,000 | 157% | $4 | $0 | $2 | $0 | $1 | $0 |
| $25,000 | 196% | $37 | $0 | $24 | $0 | $3 | $0 |
| $30,000 | 235% | $92 | $7 | $74 | $3 | $12 | $0 |
| $35,000 | 274% | $158 | $49 | $139 | $33 | $42 | $2 |
| $40,000 | 313% | $215 | $111 | $202 | $92 | $89 | $17 |
| $45,000 | 353% | $240 | $172 | $240 | $153 | $124 | $50 |
| $50,000 | 392% | $253 | $229 | $272 | $222 | $163 | $107 |
| $60,000 | 470% | $272 | $256 | $328 | $282 | $656 | $178 |
| $70,000 | 549% | $272 | $266 | $328 | $308 | $671 | $246 |
| $80,000 | 627% | $272 | $270 | $328 | $320 | $680 | $315 |
| $90,000 | 705% | $272 | $272 | $328 | $325 | $680 | $384 |
| $100,000 | 784% | $272 | $272 | $328 | $327 | $680 | $449 |
| NOTES: This table shows enrollment-weighted average premiums for the lowest-cost bronze plan. ACA premiums account for additional financial assistance provided to enrollees in California, Vermont, and Massachusetts. SOURCE: KFF analysis of data from Healthcare.gov, Massachusetts Health Connector, and HIX Compare from the Robert Wood Johnson Foundation. |
|||||||
| Appendix Table 3: Change in Monthly Gold Premium under the COVID-19 Relief Law | |||||||
| 27-year-old | 40-year-old | 60-year-old | |||||
| Income | FPL | ACA | COVID-19 Relief | ACA | COVID-19 Relief | ACA | COVID-19 Relief |
| $20,000 | 157% | $96 | $33 | $101 | $40 | $137 | $80 |
| $25,000 | 196% | $150 | $62 | $155 | $68 | $190 | $106 |
| $30,000 | 235% | $220 | $112 | $225 | $118 | $259 | $154 |
| $35,000 | 274% | $287 | $172 | $293 | $177 | $326 | $212 |
| $40,000 | 313% | $343 | $238 | $355 | $243 | $388 | $277 |
| $45,000 | 353% | $368 | $300 | $393 | $306 | $430 | $339 |
| $50,000 | 392% | $381 | $357 | $426 | $375 | $472 | $410 |
| $60,000 | 470% | $400 | $384 | $482 | $436 | $972 | $489 |
| $70,000 | 549% | $400 | $394 | $482 | $462 | $988 | $560 |
| $80,000 | 627% | $400 | $398 | $482 | $474 | $996 | $630 |
| $90,000 | 705% | $400 | $400 | $482 | $479 | $996 | $699 |
| $100,000 | 784% | $400 | $400 | $482 | $481 | $996 | $765 |
| NOTES: This table shows enrollment-weighted average premiums for the lowest-cost bronze plan. ACA premiums account for additional financial assistance provided to enrollees in California, Vermont, and Massachusetts. SOURCE: KFF analysis of data from Healthcare.gov, Massachusetts Health Connector, and HIX Compare from the Robert Wood Johnson Foundation. |
|||||||
| Appendix Table 4: Average Change in Monthly Premium for Enrollee at $55,000 Income (430% of Poverty) Under the COVID-19 Relief Law, by State | ||||||
| Lowest-Cost Bronze | Benchmark Silver | Lowest-Cost Gold | ||||
| State | ACA | COVID-19 Relief | ACA | COVID-19 Relief | ACA | COVID-19 Relief |
| Alabama | $852 | $1 | $1,253 | $390 | $1,421 | $558 |
| Arizona | $726 | $198 | $925 | $390 | $1,175 | $640 |
| Arkansas | $684 | $238 | $836 | $390 | $1,059 | $613 |
| California | $349 | $176 | $566 | $390 | $605 | $428 |
| Colorado | $579 | $223 | $746 | $390 | $813 | $458 |
| Connecticut | $781 | $0 | $1,349 | $390 | $1,116 | $157 |
| DC | $726 | $221 | $894 | $390 | $929 | $424 |
| Delaware | $850 | $94 | $1,146 | $390 | $1,098 | $342 |
| Florida | $720 | $144 | $968 | $390 | $1,038 | $459 |
| Georgia | $738 | $162 | $966 | $390 | $982 | $406 |
| Idaho | $701 | $41 | $1,051 | $390 | $1,117 | $456 |
| Illinois | $716 | $210 | $897 | $390 | $1,016 | $509 |
| Indiana | $706 | $212 | $883 | $390 | $1,257 | $763 |
| Iowa | $660 | $13 | $1,110 | $390 | $941 | $221 |
| Kansas | $793 | $170 | $1,013 | $390 | $1,063 | $440 |
| Kentucky | $726 | $107 | $1,009 | $390 | $1,229 | $609 |
| Louisiana | $871 | $121 | $1,154 | $390 | $1,304 | $539 |
| Maine | $738 | $196 | $932 | $390 | $1,049 | $507 |
| Maine | $534 | $271 | $653 | $390 | $769 | $506 |
| Maryland | $471 | $123 | $738 | $390 | $695 | $347 |
| Massachusetts | $467 | $238 | $619 | $390 | $707 | $478 |
| Michigan | $542 | $196 | $738 | $390 | $785 | $437 |
| Mississippi | $864 | $279 | $974 | $390 | $1,153 | $569 |
| Missouri | $738 | $116 | $1,016 | $390 | $1,125 | $498 |
| Montana | $701 | $89 | $1,001 | $390 | $1,026 | $415 |
| Nebraska | $932 | $4 | $1,485 | $390 | $1,340 | $247 |
| Nevada | $594 | $150 | $834 | $390 | $1,003 | $559 |
| New Hampshire | $525 | $207 | $707 | $390 | $770 | $453 |
| New Jersey | $677 | $207 | $859 | $390 | $1,404 | $934 |
| New Mexico | $501 | $171 | $719 | $390 | $687 | $358 |
| New York | $430 | $223 | $597 | $390 | $709 | $502 |
| North Carolina | $742 | $64 | $1,095 | $390 | $1,101 | $395 |
| North Dakota | $579 | $0 | $1,047 | $390 | $918 | $261 |
| Ohio | $595 | $213 | $772 | $390 | $910 | $527 |
| Oklahoma | $780 | $63 | $1,177 | $390 | $1,065 | $287 |
| Oregon | $675 | $141 | $923 | $390 | $973 | $439 |
| Pennsylvania | $635 | $99 | $927 | $390 | $881 | $344 |
| Rhode Island | $491 | $139 | $742 | $390 | $719 | $367 |
| South Carolina | $697 | $86 | $1,005 | $390 | $1,090 | $474 |
| South Dakota | $965 | $57 | $1,312 | $390 | $1,385 | $463 |
| Tennessee | $722 | $152 | $983 | $390 | $1,197 | $604 |
| Texas | $640 | $113 | $917 | $390 | $911 | $383 |
| Utah | $578 | $22 | $956 | $390 | $980 | $413 |
| Vermont | $491 | $212 | $669 | $390 | $674 | $394 |
| Virginia | $760 | $134 | $1,016 | $390 | $984 | $358 |
| Washington | $595 | $163 | $821 | $390 | $895 | $463 |
| West Virginia | $1,266 | $281 | $1,375 | $390 | $1,752 | $767 |
| Wisconsin | $718 | $140 | $970 | $390 | $1,020 | $439 |
| Wyoming | $1,103 | $0 | $1,679 | $390 | $1,369 | $80 |
| NOTES: This table shows enrollment-weighted average premiums for the lowest-cost bronze plan, the second-lowest cost silver plan, and the lowest-cost gold plan in each county, based on premiums in effect in 2021. ACA premiums account for additional financial assistance provided to enrollees in California, Vermont, and Massachusetts. SOURCE: KFF analysis of data from Healthcare.gov, Massachusetts Health Connector, and HIX Compare from the Robert Wood Johnson Foundation. |
||||||