Apparently my family isn’t eligible for subsidies in the Marketplace because I am eligible for self-only coverage at work that is considered affordable and my family is also offered coverage but the cost of family coverage is not affordable. But we can’t afford to buy Marketplace coverage on our own. Will I have to pay a penalty because my family members are uninsured?
No. Assuming the amount you would have had to pay to actually cover your spouse and kids is more than 8.05% of your family income in 2018, they won’t be penalized for not having health coverage.