Filling the need for trusted information on national health issues…

Am I required to have health insurance?

Most people will be required to have health insurance beginning in 2014 or face a tax penalty. Some people qualify for exemptions from this requirement. If you qualify for an exemption from the individual mandate, you will not have to obtain health insurance. The exemptions are:

  • cannot afford coverage (coverage exceeds 8% of household income)
  • household income below tax filing threshold
  • economic hardship
  • short coverage gap (less than 3 consecutive months)
  • religious conscience
  • member of an Indian tribe
  • incarceration
  • membership in a health care sharing ministry
  • undocumented status

The Henry J. Kaiser Family Foundation Headquarters: 2400 Sand Hill Road, Menlo Park, CA 94025 | Phone 650-854-9400
Washington Offices and Barbara Jordan Conference Center: 1330 G Street, NW, Washington, DC 20005 | Phone 202-347-5270

www.kff.org | Email Alerts: kff.org/email | facebook.com/KaiserFamilyFoundation | twitter.com/KaiserFamFound

Filling the need for trusted information on national health issues, the Kaiser Family Foundation is a nonprofit organization based in Menlo Park, California.