Individual Mandate

I’m an American college student and I plan to study abroad next semester. Am I required to have U.S. health insurance while I’m living in another country?

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Beginning in 2019 there is no tax penalty for not having health insurance.  Even so, it is important to have coverage in case you get sick or injured, so it would be worthwhile to explore what coverage options you may have while studying abroad.

While we have made every effort to provide accurate information in these FAQs, people should contact the health insurance Marketplace or Medicaid agency in their state for guidance on their specific circumstances.

The Henry J. Kaiser Family Foundation Headquarters: 185 Berry St., Suite 2000, San Francisco, CA 94107 | Phone 650-854-9400
Washington Offices and Barbara Jordan Conference Center: 1330 G Street, NW, Washington, DC 20005 | Phone 202-347-5270

www.kff.org | Email Alerts: kff.org/email | facebook.com/KaiserFamilyFoundation | twitter.com/kff

Filling the need for trusted information on national health issues, the Kaiser Family Foundation is a nonprofit organization based in San Francisco, California.