I was laid off in the summer of 2020 and elected COBRA, but a few months later dropped it because I couldn’t afford the premium. Can I get this subsidy now?

Yes.  Under the law, people who previously elected COBRA, then lapsed coverage but would otherwise still be eligible for COBRA, can elect for their COBRA coverage to resume, starting on April 1, 2021.  They can get the COBRA premium subsidy for 6 months or until their COBRA coverage ends, whichever comes first.

While we have made every effort to provide accurate information in these FAQs, people should contact the health insurance Marketplace or Medicaid agency in their state for guidance on their specific circumstances.

The Henry J. Kaiser Family Foundation Headquarters: 185 Berry St., Suite 2000, San Francisco, CA 94107 | Phone 650-854-9400
Washington Offices and Barbara Jordan Conference Center: 1330 G Street, NW, Washington, DC 20005 | Phone 202-347-5270

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Filling the need for trusted information on national health issues, the Kaiser Family Foundation is a nonprofit organization based in San Francisco, California.