Help Paying Marketplace Premiums: The Basics

I signed up for a zero-premium bronze plan during Open Enrollment last year because that’s all I could afford. But I’ve heard marketplace subsidies have since increased. How will the increased subsidies help me?

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With the increased premium tax credits, you may now be able to afford a plan with a lower deductible.   During Open Enrollment, log into your Marketplace account and update your application to see the new premium subsidies in effect. Plans with lower deductibles should be significantly more affordable than they were during the last Open Enrollment.  

While we have made every effort to provide accurate information in these FAQs, people should contact the health insurance Marketplace or Medicaid agency in their state for guidance on their specific circumstances.

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Filling the need for trusted information on national health issues, the Kaiser Family Foundation is a nonprofit organization based in San Francisco, California.