Renewing Marketplace Coverage

I signed up for a Marketplace health plan this year in the summer after I lost my job. Does my coverage get renewed in January or at the anniversary date next summer?

All Marketplace health plans provide coverage based on a calendar year.  Even if you signed up mid-year, coverage under your current plan continues through December. Open Enrollment is the time to renew coverage for next year. You can return to the Marketplace website or contact the Marketplace call center to renew coverage yourself so that it continues next year. Generally, if you don’t act to renew your coverage by the end of Open Enrollment, the Marketplace will automatically renew coverage for you in most cases. In states that use, 3:00 am ET on December 16 is the deadline for you to act to renew or change coverage if you want the change in your plan to start on January 1.  If your coverage is automatically renewed or assigned by the Marketplace, you will still have until the end of Open Enrollment period (January 15 in most states) to change plans. Plan changes you make in January will take effect in February.

While we have made every effort to provide accurate information in these FAQs, people should contact the health insurance Marketplace or Medicaid agency in their state for guidance on their specific circumstances.

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