Renewing Marketplace Coverage

I intended to shop for new coverage for next year but didn’t get around to it on time. Meanwhile, the Marketplace automatically renewed my current policy for another year. Can I still make a change?

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In most states, no.  If you live in a HealthCare.gov state, Open Enrollment for 2021 coverage ends at 3:00 am ET on December 16, 2020.  You will not be able to change your 2021 plan during the year unless you have a life change that makes you eligible for a special enrollment period.

It is advisable to review your plan options and actively select your plan for next year during Open Enrollment to ensure you have made the choice that is best for you.

State-run Marketplaces can set different dates for Open Enrollment and several have done so.  Check with your state Marketplace for more information.

While we have made every effort to provide accurate information in these FAQs, people should contact the health insurance Marketplace or Medicaid agency in their state for guidance on their specific circumstances.

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Filling the need for trusted information on national health issues, the Kaiser Family Foundation is a nonprofit organization based in San Francisco, California.