Renewing Marketplace Coverage

I intended to shop for new coverage for next year but didn’t get around to it until January. Meanwhile, the Marketplace automatically renewed my current policy for another year. Can I still make a change?

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In most states, no.  If you live in a HealthCare.gov state, Open Enrollment for 2020 coverage ends at 3:00 am ET on December 18, 2019.  You will not be able to change your 2020 plan during the year unless you have a life change that makes you eligible for a special enrollment period.

It is advisable to review your plan options and actively select your 2020 coverage before 3:00 am ET on December 18 to ensure you have made the choice that is best for you.

State-run Marketplaces can set different dates for Open Enrollment and several have done so.  Check with your state Marketplace for more information.

While we have made every effort to provide accurate information in these FAQs, people should contact the health insurance Marketplace or Medicaid agency in their state for guidance on their specific circumstances.