Help Paying Marketplace Premiums: When Other Coverage Is Available

I have an individual health insurance policy that I buy on my own. Can I drop it and go into the Marketplace and qualify for premium tax credits?

Yes, having an individual policy does not disqualify you from buying Marketplace coverage and qualifying for premium tax credits. However, remember that you can only drop your existing policy and buy a new one during the Open Enrollment period.

While we have made every effort to provide accurate information in these FAQs, people should contact the health insurance Marketplace or Medicaid agency in their state for guidance on their specific circumstances.

The Henry J. Kaiser Family Foundation Headquarters: 185 Berry St., Suite 2000, San Francisco, CA 94107 | Phone 650-854-9400
Washington Offices and Barbara Jordan Conference Center: 1330 G Street, NW, Washington, DC 20005 | Phone 202-347-5270

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Filling the need for trusted information on national health issues, the Kaiser Family Foundation is a nonprofit organization based in San Francisco, California.