Women’s Health

I am purchasing health insurance in my state’s health insurance Marketplace. Is my plan required to cover contraceptives without cost?

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Yes, your plan must cover the full range of FDA-approved, cleared, or granted, prescribed contraceptive methods for women without cost sharing, but can require that you choose a provider within the plan’s network. If your plan says that the specific method your provider says is medically necessary is not covered without cost-sharing, then you should appeal the decision with your provider’s help. Your plan is required to have a simple and expedited appeal process.

While we have made every effort to provide accurate information in these FAQs, people should contact the health insurance Marketplace or Medicaid agency in their state for guidance on their specific circumstances.

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