Help Paying Marketplace Premiums: The Basics

Do I have to file a federal income tax return to get a premium tax credit? My income is so low I’m not required to file a tax return.

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Yes.  Even if you don’t earn enough to owe taxes, if you receive a premium tax credit in a year, you must file a federal income tax return for that year.
If you don’t file a return for a year in which you receive a premium tax credit, you might not be able to receive premium tax credits in the future.

While we have made every effort to provide accurate information in these FAQs, people should contact the health insurance Marketplace or Medicaid agency in their state for guidance on their specific circumstances.

The Henry J. Kaiser Family Foundation Headquarters: 185 Berry St., Suite 2000, San Francisco, CA 94107 | Phone 650-854-9400
Washington Offices and Barbara Jordan Conference Center: 1330 G Street, NW, Washington, DC 20005 | Phone 202-347-5270 | Email Alerts: | |

Filling the need for trusted information on national health issues, the Kaiser Family Foundation is a nonprofit organization based in San Francisco, California.