ACA Marketplace Premium Payments Would More than Double on Average Next Year if Enhanced Premium Tax Credits Expire | KFF

KFF bar chart titled “Premium payments in 2026 would more than double on average if ACA Enhanced Premium Tax Credits Expire.” The chart shows the annual out-of-pocket premium payments for Affordable Care Act Marketplace enrollees in 2025 and 2026. For 2025, the payment is $888, and for 2026, the projected payment is $1,904. This is an increase of 114%. Note: the 2026 average premium payment assumes gross premiums increase of 18% for those who lose tax credit eligibility.

ACA Marketplace Premium Payments Would More than Double on Average Next Year if Enhanced Premium Tax Credits Expire

KFF estimates that, if Congress does not extend the enhanced premium tax credits, ACA Marketplace enrollees on average would see their premium payments more than double in 2026, growing by 114%, from an average of $888 in 2025 to $1,904 in 2026.