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Explaining Health Care Reform: What is Health Insurance?

A key element in any comprehensive health reform plan is defining what health insurance is and the amount of insurance coverage people will have. There are two components to that coverage: the types of services covered (e.g., physician care, hospitalization, prescription drugs, etc.), and the cost sharing required of enrollees…

Ask the Experts About Reform: Where Are We Now and Where Are We Headed?

The Alliance for Health Reform and Eli Lilly co-sponsored this briefing to have an expanded panel of prominent experts answer questions about the current health reform efforts. Questions addressed include: What is the status of major reform bills? How do they differ from each other, and from the plan that…

Changes in Health Insurance Status over a Two-Year Period

The ability to maintain health insurance in the face of rising costs and an uncertain economy is a key concern for families and featured prominently in the health reform debate. While the percentage of the population without coverage at any one time changes by only a relatively small amount over…

Patient Cost-Sharing Under the Affordable Care Act

Under the Affordable Care Act (ACA), four tiers of health insurance will be offered in the health insurance exchanges and throughout the individual and small group markets beginning in 2014. Under the minimum coverage plan, the “Bronze” plan, the insurance plan will pay for 60 percent of the costs of…

Pulling it Together: Simple Arithmetic

This week we put out our annual benchmark survey of employer health coverage and costs. Two numbers jumped off the pages. The first number was the average cost of a family health insurance policy in 2009: $13,375. To put that number in context, if you are an employer, you can…

Access to Employer-Sponsored Health Coverage for Same-Sex Spouses

Using data collected through the Employer Health Benefits Survey, this data note offers the first national estimates of same-sex spousal health coverage, looking at both the share of firms offering such coverage as well as the share of covered workers with access to these spousal benefits.

New Brief Examines the Future of Contraceptive Coverage

The Affordable Care Act’s contraceptive coverage provision made access to the full range of contraceptive methods available to millions of women with private insurance at no cost.  Despite broad public support, this provision has been challenged by religious employers, with two cases reaching the Supreme Court. It is unclear how…

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Filling the need for trusted information on national health issues, the Kaiser Family Foundation is a nonprofit organization based in Menlo Park, California.