Do you have a private long-term care insurance policy, that is, insurance that pays for nursing home and home care services over a long period of time, or not?

21  Yes
68  No
11  Don’t know/Refused

I’m going to read a list of reasons some people give for not purchasing long-term care insurance. For each one, please tell me whether it is a MAJOR reason you have not purchased long term care insurance, a MINOR reason, or not a reason.

Asked of those who do not have long-term care insurance (n=823)

You don't think current long-term care insurance policies cover enough of the expenses 
 30  Major reason
 19  Minor reason
 39  Not a reason 
 12  DK/Ref

Your family will take care of your long-term care needs
 24  Major reason
 19  Minor reason
 52  Not a reason
 5    DK/Ref

Medicare will cover your long-term care costs
 23  Major reason
 21  Minor reason
 48  Not a reason
 8    DK/Ref

Long-term care insurance policies cost too much
 59  Major reason
 14  Minor reason
 20  Not a reason
 6    DK/Ref

Medicaid will cover your long-term care costs
 21  Major reason
 22  Minor reason
 49  Not a reason
 8    DK/Ref

It is not something you ever thought about
 32  Major reason
 23  Minor reason
 44  Not a reason
 2   DK/Ref

Survey by Henry J. Kaiser Family Foundation. Methodology: Fieldwork conducted by Princeton Survey Research Associates International, June 2-5, 2005 and based on telephone interviews with a national adult sample of 1,202.