Expanding Health Coverage for Low-Income Adults: Filling the Gaps in Medicaid Eligibility
Low-income adults (those with incomes below 200 percent of poverty, or
$33,200 for a family of three in 2007) account for just over half of the
non-elderly uninsured in the United States. This brief reviews the health
coverage of non-elderly low-income adults and discusses the implications for
national health reform efforts of broadening coverage for this population by
filling gaps in Medicaid eligibility.
Low-income adults are more than
twice as likely to be uninsured as low-income children. Many low-income adults
have significant health needs, and yet lack access to employer-sponsored
coverage and cannot afford or access private coverage in the individual market.
Although Medicaid coves some low-income adults, parent eligibility
levels are below poverty in 34 states and childless adults are excluded from the
program under federal rules. Eliminating the categorical exclusion of childless
adults, increasing income eligibility levels and enhancing the federal financing
available to support coverage for adults could enable Medicaid to cover more of
the low-income uninsured and help establish a strong floor of coverage upon
which additional expansion efforts could build.
Summary (.pdf)
Policy Brief (.pdf)