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Health Insurance/Costs: Individual Insurance
A Consumer Guide to Handling Disputes with Your Employer or Private Health Plan
Helps consumers navigate their employer or private health plan's internal grievance procedure, as well as any external review program of specific states.

How Private Health Coverage Works: A Primer -- 2008 Update
This primer explains the role and operations of private health coverage in the United States. It discusses the fundamental aims of private coverage and sorts out the complicated web of state and federal regulations that govern it.

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How Private Health Coverage Works: A Primer – 2008 Update -- April 2008
This primer explains the role and operations of private health coverage in the United States. It discusses the fundamental aims of private coverage and sorts out the complicated web of state and federal regulations that govern it. 
How Non-Group Health Coverage Varies With Income -- February 2008
With some federal and state policy makers considering ways to encourage more people to purchase non-group, or individual, health care coverage, this new analysis by Kaiser Family Foundation researchers examines how often people at different income levels buy such coverage when they do not have access to employer coverage or do not obtain public coverage. 
Women's Health Insurance Coverage Fact Sheet -- December 2007
This updated fact sheet discusses the predominant forms of health insurance coverage for women ages 18 to 64, including coverage rates, benefits, recent coverage trends, and issues related to uninsured women.
Health Insurance Coverage of Women Ages 18 to 64, by State, 2005-2006 -- December 2007
This fact sheet provides state-by-state data on the uninsured rate, as well as rates of private insurance coverage and Medicaid coverage, among women nationally, in the 50 states and the District of Columbia.
National Survey of Enrollees in Consumer-Directed Health Plans -- November 2006
This Kaiser survey looks at the views and experiences of people enrolled in consumer-directed health plans as compared to people with traditional health insurance.
Kaiser Health Poll Report Selected Findings on 2006 State of the Union Address and Health Care -- February 2006
A new poll from the Kaiser Family Foundation examines what the public took away from President Bush's State of the Union address, finding that the health messages in the speech have yet to register with most Americans.
Spotlight: The Public, Managed Care, and Consumer Protections -- January 2006
Kaiser Public Opinion Spotlight: The Public, Managed Care, and Consumer Protections
Spotlight: The Public on Health Care Costs -- December 2005
Kaiser Public Opinion Spotlight: The Public on Health Care Costs
Medical Debt and Access to Health Care -- September 2005 KCMU Material
This study examines the privately insured who have had problems paying medical bills and compares their access to care to those who have not had medical bill problems as well as those with no health coverage at all, using a national representative survey of adults.
Health Care Costs Survey -- September 2005
This comprehensive public opinion survey and related USA Today articles explore how Americans are being affected by health care costs.
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Health Insurance/Costs: Individual Insurance
People without access to employer-sponsored insurance may obtain health insurance on their own, usually through the individual health insurance market, although in some instances health insurance may be available to individuals through professional associations or similar arrangements. About 12 million nonelderly people buy health insurance directly at any given time.

 

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Private Long-Term Care Insurance: Who Should Buy It and What Should They Buy?
A look at how many working-age families can afford LTCI, whether it is a sensible investment for people who are decades away from requiring long-term care, and how LTCI policies can be made more flexible, to keep pace with changes in long-term care delivery and financing.
Statehealthfacts.org
This redesigned and updated website provides the latest state-level data on topics such as managed care enrollment, state consumer protection laws, and state benefit requirements.
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