EXHIBIT 8.1
Source: Kaiser/HRET Survey of Employer-Sponsored Health Benefits:2003.

Note: In 2003, this question was amended slightly to add a qualifier that the survey is asking about changes to benefits “other than cost sharing.”

EXHIBIT 8.2
Source: Kaiser/HRET Survey of Employer-Sponsored Health Benefits: 2003.

* Estimate is statistically different from All Firms.

Note: In certain instances, a large percentage of firms indicated “don’t know” as follows: abortion (26%); sterilization (19%); all five reversible contraceptives (15%). Don’t know responses for these variables were imputed. Because an unusually large number of don’t know responses were imputed, Kaiser/HRET did not perform statistical tests for these variables.

EXHIBIT 8.3
Source: Kaiser/HRET Survey of Employer-Sponsored Health Benefits: 2003.

* Estimate is statistically different from All Firms within a plan type

EXHIBIT 8.4
Source: Kaiser/HRET Survey of Employer-Sponsored Health Benefits: 2000, 2003.

* Estimate is statistically different from All Firms.

EXHIBIT 8.5
Source: Kaiser/HRET Survey of Employer-Sponsored Health Benefits: 2003.