HDHP/HRA

HSA Qualified HDHP

Annual Plan Averages for:

Single

Family

Single

Family

Premium

$3,666

$10,482

$3,176

$8,515

Worker Contribution to Premium

$664

$2,420

$467

$2,115

Deductible^‡

$1,442

$2,985

$2,011

$4,008

Out-of-Pocket Maximum Liability^‡

$2,693

$5,230

$3,172

$6,017

Three percent of workers enrolled in HDHP/HRAs have employers that reported no out-of-pocket maximum for both single and family coverage. These workers are excluded from the HDHP/HRA out-of-pocket maximum liability calculation. The deductible and out-of-pocket maximum averages shown for both the HDHP/HRA and the HSA qualified HDHP for family coverage are for covered workers whose firms report that they face an aggregate amount. Among covered workers in HDHP/HRAs, 14% are in plans whose family deductible is a separate per person amount and 18% report that the family amount for out-of-pocket maximum is a separate per person amount. Among covered workers in HSA qualified HDHPs, the percentages are 3% for deductibles and 3% for out-of-pocket maximum.