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Employer Health Benefits 2006 Annual Survey Kaiser  
Abstract
Sections
List of Exhibits
   Section 8: Exhibit 8.11: Distribution of Covered Workers in HDHP/HRAs and HSA Qualified HDHPs With the Following Types...
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Exhibit 8.11: Distribution of Covered Workers in HDHP/HRAs and HSA Qualified HDHPs With the Following Types of Cost Sharing in Addition to Any General Annual Deductible, 2006
 

 

Deductible or Copay Only

Coinsurance Only

Both Copay and Coinsurance

Charge Per Day

None

Separate Cost Sharing for Each Hospital Admission

 

 

 

 

 

HDHP/HRA

1%

49%

3%

<1%

46%

HSA Qualified HDHP

<1

17

<1

<1

82

HDHP/SO

1

33

2

<1

64

Separate Cost Sharing for Each Outpatient Surgery Episode

 

 

 

 

 

HDHP/HRA

7%

41%

3%

^

48%

HSA Qualified HDHP

<1

17

<1

^

82

HDHP/SO

4

30

2

^

65

Separate Cost Sharing for Physician Office Visit

 

 

 

 

 

HDHP/HRA

15%

66%

0%

^

19%

HSA Qualified HDHP

11

18

0

^

71

HDHP/SO

13

42

0

^

44

 

 

 
This includes enrollees who are required to pay the higher amount of either the copayment or coinsurance under the plan.
 
^Respondents did not have a “Charge Per Day” (per diem) response option for questions regarding separate cost sharing for outpatient surgery and separate cost sharing for physician office visit.
 
 Note: For definitions of HDHP/HRAs and HSA qualified HDHPs, see the introduction to Section 8.
 
 Source: Kaiser/HRET Survey of Employer-Sponsored Health Benefits, 2006.
 
 For more information regarding survey methodology, click here to view the Survey Design and Methods section.
 
 

The Kaiser Family Foundation and Health Research and Educational Trust
Program Area: Health Care Marketplace Project | Publication Date: 09/26/2006

 

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