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| Employer Health Benefits 2006 Annual Survey | |
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Section 8:
Exhibit 8.11: Distribution of Covered Workers in HDHP/HRAs and HSA Qualified HDHPs With the Following Types...
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Exhibit 8.11: Distribution of Covered Workers in HDHP/HRAs and HSA Qualified HDHPs With the Following Types of Cost Sharing in Addition to Any General Annual Deductible, 2006
| Deductible or Copay Only | Coinsurance Only | Both Copay and Coinsurance‡ | Charge Per Day | None | Separate Cost Sharing for Each Hospital Admission | | | | | | HDHP/HRA | 1% | 49% | 3% | <1% | 46% | HSA Qualified HDHP | <1 | 17 | <1 | <1 | 82 | HDHP/SO | 1 | 33 | 2 | <1 | 64 | Separate Cost Sharing for Each Outpatient Surgery Episode | | | | | | HDHP/HRA | 7% | 41% | 3% | ^ | 48% | HSA Qualified HDHP | <1 | 17 | <1 | ^ | 82 | HDHP/SO | 4 | 30 | 2 | ^ | 65 | Separate Cost Sharing for Physician Office Visit | | | | | | HDHP/HRA | 15% | 66% | 0% | ^ | 19% | HSA Qualified HDHP | 11 | 18 | 0 | ^ | 71 | HDHP/SO | 13 | 42 | 0 | ^ | 44 |
| ‡ | This includes enrollees who are required to pay the higher amount of either the copayment or coinsurance under the plan. | | | | ^ | Respondents did not have a “Charge Per Day” (per diem) response option for questions regarding separate cost sharing for outpatient surgery and separate cost sharing for physician office visit. | | | | | Note: For definitions of HDHP/HRAs and HSA qualified HDHPs, see the introduction to Section 8. | | | | | Source: Kaiser/HRET Survey of Employer-Sponsored Health Benefits, 2006. | | | | | For more information regarding survey methodology, click here to view the Survey Design and Methods section. |
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