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Employer Health Benefits 2006 Annual Survey Kaiser  
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   Section 7: Exhibit 7.8: Among Covered Workers with a General Annual Health Plan Deductible, Average Deductibles for Family...
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Exhibit 7.8: Among Covered Workers with a General Annual Health Plan Deductible, Average Deductibles for Family Coverage by Deductible Type, Plan Type, and Firm Size, 2006
 

Aggregate Amount

Separate Amount per Person

HMO

All Small Firms (3-199 Workers)

NSD

NSD

All Large Firms (200 or More Workers)

666

NSD

ALL FIRM SIZES

$751

NSD

PPO

All Small Firms (3-199 Workers)

$1,439*

$912

All Large Firms (200 or More Workers)

838*

610

ALL FIRM SIZES

$1,034

$710

POS

All Small Firms (3-199 Workers)

$1,499*

NSD

All Large Firms (200 or More Workers)

838*

NSD

ALL FIRM SIZES

$1,227

$992

HDHP/SO

All Small Firms (3-199 Workers)

$4,104*

NSD

All Large Firms (200 or More Workers)

2,965*

NSD

ALL FIRM SIZES

$3,511

NSD

 

 

 
*

Estimates are statistically different within plan type between All Small Firms and All Large Firms at p<.05.

 
 Note: Deductibles for PPO, POS, and HDHP/SO plans are for in-network services. For the first time this year, the survey distinguished between plans that have an aggregate deductible amount in which all family members’ out-of-pocket expenses count toward the deductible and plans that have a separate amount for each family member, typically with a limit on the number of family members required to reach that amount.
 
 NSD: Not Sufficient Data.
 
 Source: Kaiser/HRET Survey of Employer-Sponsored Health Benefits, 2006.
 
 For more information regarding survey methodology, click here to view the Survey Design and Methods section.
 
 

The Kaiser Family Foundation and Health Research and Educational Trust
Program Area: Health Care Marketplace Project | Publication Date: 09/26/2006

 

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