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| Employer Health Benefits 2006 Annual Survey | |
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Section 7:
Exhibit 7.19: Among Covered Workers with an Annual Out-of Pocket-Maximum, Percentage Whose Out-of-Pocket Maximum...
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Error in element (see logs)
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Exhibit 7.19: Among Covered Workers with an Annual Out-of Pocket-Maximum, Percentage Whose Out-of-Pocket Maximum Does Not Include Spending for Various Services, by Plan Type, 2006
| HMO | PPO | POS | HDHP/SO‡ | Overall Plan Deductible | 39% | 39% | 32% | 21% | Any Additional Plan Deductibles | 62 | 58 | 51 | 57 | Office Visit Copayments | 41 | 73 | 54 | NSD | Office Visit Coinsurance | NSD | 9 | NSD | 4 | Prescription Drug Cost Sharing | 63 | 83 | 73 | 33 |
| ‡ | Among HDHP/SO plans, questions other than "overall plan deductible" were only asked of HDHP/HRAs and not of HSA qualified HDHPs. HSA qualified HDHPs are required to apply most cost sharing to the out-of-pocket maximum. When HDHP/HRAs are considered exclusively, among covered workers with an annual out-of-pocket maximum, the percentage whose out-of-pocket maximum does not include certain services is as follows: any additional plan deductibles is 61%, office visit coinsurance is 5% and prescription drug cost sharing is 33%. | | | | | NSD: Not Sufficient Data. | | | | | Note: Does not include covered workers with "no limit" specified under the plan out-of-pocket maximum. These questions are asked about covered workers with single coverage and we make the assumption that they apply to workers enrolled in family coverage as well. | | | | | Source: Kaiser/HRET Survey of Employer-Sponsored Health Benefits, 2006. | | | | | For more information regarding survey methodology, click here to view the Survey Design and Methods section. |
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