Kaiser Family Foundation
The Henry J. Kaiser Family Foundation
  Home Contact Us Email Subscriptions
Browse By Report Type
Empty Graphic
Employer Health Benefits 2006 Annual Survey Kaiser  
Abstract
Sections
List of Exhibits
   Section 7: Exhibit 7.19: Among Covered Workers with an Annual Out-of Pocket-Maximum, Percentage Whose Out-of-Pocket Maximum...
Error in element (see logs)
Printer-Friendly Page
Email This Page
Exhibit 7.19: Among Covered Workers with an Annual Out-of Pocket-Maximum, Percentage Whose Out-of-Pocket Maximum Does Not Include Spending for Various Services, by Plan Type, 2006
 


HMO

PPO

POS

HDHP/SO

Overall Plan Deductible

39%

39%

32%

21%

Any Additional Plan Deductibles

62

58

51

57

Office Visit Copayments

41

73

54

NSD

Office Visit Coinsurance

NSD

9

NSD

4

Prescription Drug Cost Sharing

63

83

73

33

 

 

 
Among HDHP/SO plans, questions other than "overall plan deductible" were only asked of HDHP/HRAs and not of HSA qualified HDHPs. HSA qualified HDHPs are required to apply most cost sharing to the out-of-pocket maximum. When HDHP/HRAs are considered exclusively, among covered workers with an annual out-of-pocket maximum, the percentage whose out-of-pocket maximum does not include certain services is as follows: any additional plan deductibles is 61%, office visit coinsurance is 5% and prescription drug cost sharing is 33%.
 
 NSD: Not Sufficient Data.
 
 Note: Does not include covered workers with "no limit" specified under the plan out-of-pocket maximum. These questions are asked about covered workers with single coverage and we make the assumption that they apply to workers enrolled in family coverage as well.
 
 Source: Kaiser/HRET Survey of Employer-Sponsored Health Benefits, 2006.
 
 For more information regarding survey methodology, click here to view the Survey Design and Methods section.
 
 

The Kaiser Family Foundation and Health Research and Educational Trust
Program Area: Health Care Marketplace Project | Publication Date: 09/26/2006

 

Search Kff.org  
  Advanced Search Help
Copyright 2012 The Henry J. Kaiser Family Foundation Privacy Policy Help Contact