Employer Health Benefits 2006: Exhibit 7.13: Among Covered Workers With Separate Cost Sharing for Each Hospital Admission or Each Outpatient Surgery, Average Cost Sharing, by Plan Type, 2006

Employer Health Benefits 2006 Annual Survey

Section 7: Exhibit 7.13: Among Covered Workers With Separate Cost Sharing for...

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Exhibit 7.13: Among Covered Workers With Separate Cost Sharing for Each Hospital Admission or Each Outpatient Surgery, Average Cost Sharing, by Plan Type, 2006

	Average Deductible/Copay	Average Coinsurance	Charge Per Day
Separate Cost Sharing for Each Hospital Admission
HMO	$233	15%	NSD
PPO	238	17	NSD
POS	269	19*	NSD
HDHP/SO	NSD	14	NSD
ALL PLANS	$231^‡	17%	$170^‡
Separate Cost Sharing for Each Outpatient Surgery
HMO	$118	15%	NA
PPO	144	17	NA
POS	191	18	NA
HDHP/SO	NSD	15	NA
ALL PLANS	$133^‡	17%	NA

^*	Estimate is statistically different from All Plans estimate at p<.05.

^‡	The averages for ‘All Plans’ were calculated without data from HDHP/SO plans due to insufficient observations in that plan type.

	NSD: Not Sufficient Data.

	NA: Not applicable. The survey did not offer “Charge Per Day” (per Diem) as a response option for questions about separate cost sharing for each outpatient surgery episode.

	Source: Kaiser/HRET Survey of Employer-Sponsored Health Benefits, 2006.

	For more information regarding survey methodology, click here to view the Survey Design and Methods section.

The Kaiser Family Foundation and Health Research and Educational Trust
Program Area: Health Care Marketplace Project | Publication Date: 09/26/2006