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Employer Health Benefits 2006 Annual Survey Kaiser  
Abstract
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List of Exhibits
   Section 7: Exhibit 7.12: Distribution of Covered Workers With the Following...
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Exhibit 7.12: Distribution of Covered Workers With the Following Types of Cost Sharing in Addition to Any General Annual Deductible, by Plan Type, 2006
 

Deductible or Copay Only

Coinsurance Only

Both Copay and Coinsurance

Charge Per Day

None

Separate Cost Sharing for Each Hospital Admission

HMO*

45%

7%

2%

4%

42%

PPO*

19

26

3

<1

52

POS*

32

17

4

2

45

HDHP/SO*

1

33

2

<1

64

ALL PLANS

25%

22%

3%

2%

49%

Separate Cost Sharing for Each Outpatient Surgery

 

 

 

 

 

HMO*

41%

7%

1%

NA

51%

PPO*

11

30

2

NA

56

POS*

27

16

4

NA

52

HDHP/SO*

4

30

2

NA

65

ALL PLANS

20%

24%

2%

NA

54%

 

 

 
*

Distribution is statistically different from All Plans distribution at p<.05.

 
This includes enrollees who are required to pay the higher amount of either the copayment or coinsurance under the plan.
 
 NA: Not applicable. The survey did not offer “Charge Per Day” (per Diem) as a response option for questions about separate cost sharing for each outpatient surgery episode.
 
 Source: Kaiser/HRET Survey of Employer-Sponsored Health Benefits, 2006.
 
 For more information regarding survey methodology, click here to view the Survey Design and Methods section.
 
 

The Kaiser Family Foundation and Health Research and Educational Trust
Program Area: Health Care Marketplace Project | Publication Date: 09/26/2006

 

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