Exhibit 7.1: Percentage of Covered Workers With No General Annual Health Plan Deductible for Single and Family Coverage, by Plan Type and Firm Size, 2006
| Single Coverage | Family Coverage | HMO | | | 200-999 Workers | 88% | 87% | 1,000-4,999 Workers | 87 | 84 | 5,000 or More Workers | 93* | 93* | All Small Firms (3-199 Workers) | 83% | 86% | All Large Firms (200 or More Workers) | 90% | 89% | ALL FIRM SIZES | 88% | 88% | | PPO | | | 200-999 Workers | 27% | 27% | 1,000-4,999 Workers | 34 | 33 | 5,000 or More Workers | 31 | 31 | All Small Firms (3-199 Workers) | 31% | 29% | All Large Firms (200 or More Workers) | 31% | 30% | ALL FIRM SIZES | 31% | 30% | POS | | | 200-999 Workers | 60% | 62% | 1,000-4,999 Workers | 55 | 60 | 5,000 or More Workers | 85* | 83* | All Small Firms (3-199 Workers) | 65% | 66% | All Large Firms (200 or More Workers) | 72% | 73% | ALL FIRM SIZES | 68% | 69% |
| * | Estimate is statistically different within plan type from estimate for all other firms not in the indicated size category at p<.05. | | | | | Note: HDHP/SOs are not shown because all covered workers in these plans face a minimum deductible. In HDHP/HRA plans, as defined by the survey, the minimum deductible is $1,000 for single coverage and $2,000 for family coverage. In HSA qualified HDHPs, the legal minimum deductible is $1,050 for single coverage and $2,100 for family coverage. | | | | | Source: Kaiser/HRET Survey of Employer-Sponsored Health Benefits, 2006. | | | | | For more information regarding survey methodology, click here to view the Survey Design and Methods section. |
|
|
