List of Exhibits | Section 1: Cost of Health Insurance | | Exhibit 1.1: | Percentage Increase in Health Insurance Premiums Compared to Other Indicators, 1988-2006 | | Exhibit 1.2: | Percentage Increase in Health Insurance Premiums, by Plan Type, 1988-2006 | | Exhibit 1.3: | Percentage Increase in Health Insurance Premiums, by Firm Size, 2006 | | Exhibit 1.4: | Distribution of Percentage Increase in Health Insurance Premiums, by Firm Size, 2006 | | Exhibit 1.5: | Percentage Increase in Health Insurance Premiums, by Firm Size and Plan Type, 2006 | | Exhibit 1.6: | Percentage Increase in Health Insurance Premiums, by Plan Type and Funding Arrangement, 2006 | | Exhibit 1.7: | Percentage Increase in Health Insurance Premiums, by Funding Arrangement, 1999-2006 | | Exhibit 1.8: | Percentage Increase in Health Insurance Premiums, by Firm Size, Region, and Industry, 1999-2006 | | Exhibit 1.9: | Average Monthly Premiums for Covered Workers, Single and Family Coverage, by Plan Type, 2006 | | Exhibit 1.10: | Average Monthly and Annual Premiums for Covered Workers, by Plan Type and Firm Size, 2006 | | Exhibit 1.11: | Average Monthly and Annual Premiums for Covered Workers, by Plan Type and Region, 2006 | | Exhibit 1.12: | Average Monthly and Annual Premiums for Covered Workers, by Plan Type and Industry, 2006 | | Exhibit 1.13: | Distribution of Single and Family Monthly Premiums for Covered Workers, 2001-2006 |  Print Section 1
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| Section 2: Health Benefit Offer Rates | | Exhibit 2.1: | Percentage of Firms Offering Health Benefits, 1999-2006 | | Exhibit 2.2: | Percentage of Firms Offering Health Benefits, by Firm Size, 1999-2006 | | Exhibit 2.3: | Percentage of Firms Offering Health Benefits, by Firm Characteristics, 2006 | | Exhibit 2.4: | Among Firms Offering Health Benefits, Percentage That Offer Them to Part-Time Workers, by Firm Size, 1999-2006 | | Exhibit 2.5: | Among Firms Offering Health Benefits, Percentage That Offer Them to Temporary Workers, by Firm Size, 1999-2006 | | Exhibit 2.6: | Percentage of Firms Offering Health Benefits That Offer or Contribute to a Separate Benefit Plan Providing Dental or Vision Benefits, 2006 | | Exhibit 2.7: | Among Firms Not Offering Health Benefits, Reasons for Not Offering, 2006 | | Print Section 2 |
| Section 3: Employee Coverage, Eligibility, and Participation | | Exhibit 3.1: | Percentage of All Workers Covered by Their Employers’ Health Benefits, in Firms Both Offering and Not Offering Health Benefits, by Firm Size, 1999-2006 | | Exhibit 3.2: | Eligibility, Take-Up Rate, and Coverage in Firms Offering Health Benefits, by Firm Size, Region, and Industry, 2006 | | Exhibit 3.3: | Percentage of Workers Eligible For Health Benefits Offered By Their Employer, by Firm Size, 1999-2006 | | Exhibit 3.4: | Percentage of Eligible Workers in Firms Offering Health Benefits Who Participate In (Take-up) Their Employers’ Health Plan, by Firm Size, 1999-2006 | | Exhibit 3.5: | Percentage of Workers in Firms Offering Health Benefits Who Are Covered by Their Employers’ Health Plan, by Firm Size, 1999-2006 | | Exhibit 3.6: | Percentage of Covered Workers in Firms with a Waiting Period for New Employees to Be Covered and Average Waiting Period in Months, by Firm Size, Region, and Industry, 2006 | | Exhibit 3.7: | Distribution of Covered Workers Electing Single Coverage, Single Plus One Coverage, or Family Coverage, by Firm Size, 2001-2006 | | Print Section 3 |
| Section 4: Choice of Health Plans | | Exhibit 4.1: | Among Firms Offering Health Benefits, Percentage That Offer One, Two, or Three or More Plan Types, by Firm Size, 2006 | | Exhibit 4.2: | Among Firms Offering Health Benefits, Percentage of Covered Workers in Firms Offering One, Two, or Three or More Plan Types, by Firm Size, 2006 | | Exhibit 4.3: | Among Firms Offering Health Benefits, Percentage That Offer the Following Plan Types, by Firm Size, 2006 | | Exhibit 4.4: | Among Firms Offering Health Benefits, Percentage of Covered Workers in Firms Offering the Following Plan Types, by Firm Size, 2006 | | Print Section 4 |
| Section 5: Market Shares of Health Plans | | Exhibit 5.1: | Distribution of Health Plan Enrollment for Covered Workers, by Plan Type, 1988-2006 | | Exhibit 5.2: | Health Plan Enrollment, by Firm Size, Region, and Industry, 2006 | | Print Section 5 |
| Section 6: Worker and Employer Contributions for Premiums | | Exhibit 6.1: | Average Percentage of Premium Paid by Covered Workers for Single and Family Coverage, 1999-2006 | | Exhibit 6.2: | Average Monthly Worker Premium Contributions Paid by Covered Workers for Single and Family Coverage, 1999-2006 | | Exhibit 6.3: | Average Annual Firm and Worker Contribution to Premiums and Total Premiums for Covered Workers for Single and Family Coverage, by Plan Type, 2006 | | Exhibit 6.4: | Average Annual Premiums for Covered Workers for Single Coverage, by Plan Type and Firm Size, 2006 | | Exhibit 6.5: | Average Annual Premiums for Covered Workers for Family Coverage, by Plan Type and Firm Size, 2006 | | Exhibit 6.6: | Average Monthly and Annual Worker Premium Contributions Paid by Covered Workers for Single and Family Coverage, by Plan Type and Firm Size, 2006 | | Exhibit 6.7: | Average Monthly and Annual Worker Premium Contributions Paid by Covered Workers for Single and Family Coverage, by Plan Type and Region, 2006 | | Exhibit 6.8: | Average Monthly Worker Premium Contributions Paid by Covered Workers for Single and Family Coverage, by Plan Type, 1999-2006 | | Exhibit 6.9: | Distribution of Covered Workers by Percentage of Premium for Single Coverage Contributed by Their Firm, by Firm Size, 2001-2006 | | Exhibit 6.10: | Distribution of Covered Workers by Percentage of Premium for Family Coverage Contributed by Their Firm, by Firm Size, 2001-2006 | | Exhibit 6.11: | Average Percentage of Premiums Paid by Covered Workers for Single Coverage, by Firm Characteristics, 2006 | | Exhibit 6.12: | Average Percentage of Premiums Paid by Covered Workers for Family Coverage, by Firm Characteristics, 2006 | | Exhibit 6.13: | Average Percentage of Premium Paid by Firm for Covered Workers, by Plan Type and Firm Size, 2006 | | Exhibit 6.14: | Average Percentage of Premium Paid by Covered Workers for Single and Family Coverage, by Plan Type, 1999-2006 | | Exhibit 6.15: | Average Percentage of Premium Paid by Firm for Covered Workers, by Plan Type and Region, 2006 | | Exhibit 6.16: | Average Percentage of Premium Paid by Firm for Covered Workers, by Plan Type and Industry, 2006 | | Print Section 6 |
| Section 7: Employee Cost Sharing | | Exhibit 7.1: | Percentage of Covered Workers With No General Annual Health Plan Deductible for Single and Family Coverage, by Plan Type and Firm Size, 2006 | | Exhibit 7.2: | Among Covered Workers with No General Annual Plan Deductible for Single and Family Coverage, Percentage Who Have Hospital Cost Sharing, by Plan Type, 2006 | | Exhibit 7.3: | Among Covered Workers with a General Annual Health Plan Deductible for Single Coverage, Average Deductible, by Plan Type and Firm Size, 2006 | | Exhibit 7.4: | Among Covered Workers with a General Annual Health Plan Deductible for Single Coverage, Average Deductible, by Plan Type and Region, 2006 | | Exhibit 7.5: | Among Covered Workers With a General Annual Health Plan Deductible for Single PPO Coverage, Distribution of Deductibles, 2000-2006 | | Exhibit 7.6: | Among Covered Workers With a General Annual Deductible for Single POS Coverage, Distribution of Deductibles, 2000-2006 | | Exhibit 7.7: | Among Covered Workers with a General Annual Health Plan Deductible, Distribution of Type of Deductible for Family Coverage, by Plan Type and Firm Size, 2006 | | Exhibit 7.8: | Among Covered Workers with a General Annual Health Plan Deductible, Average Deductibles for Family Coverage by Deductible Type, Plan Type, and Firm Size, 2006 | | Exhibit 7.9: | Among Covered Workers With a Separate per Person General Annual Health Plan Deductible for Family Coverage, Maximum Number of Family Members Required to Meet the Deductible, by Plan Type, 2006 | | Exhibit 7.10: | Among Covered Workers with a General Annual Health Plan Deductible for Family Coverage, Distribution of Deductibles for PPO and POS Plans, by Deductible Type, 2006 | | Exhibit 7.11: | Among Covered Workers with a General Annual Health Plan Deductible, Percentage Whose Deductible Does Not Apply to Various Services, by Plan Type, 2006 | | Exhibit 7.12: | Distribution of Covered Workers With the Following Types of Cost Sharing in Addition to Any General Annual Deductible, by Plan Type, 2006 | | Exhibit 7.13: | Among Covered Workers With Separate Cost Sharing for Each Hospital Admission or Each Outpatient Surgery, Average Cost Sharing, by Plan Type, 2006 | | Exhibit 7.14: | Percentage of Covered Workers With the Following Types of Cost Sharing for Physician Office Visits, 2006 | | Exhibit 7.15: | Among Covered Workers With Copayments for A Physician Office Visit with Primary Care Physician, Distribution of Copayments, by Plan Type , 2004-2006 | | Exhibit 7.16: | Among Covered Workers in HMOs With A Copayment for A Physician Office Visit, Percentage with Various Copayments, 1999-2006 | | Exhibit 7.17: | Among Covered Workers With Coinsurance for Physician Office Visits, Distribution of Average Coinsurance Rates, by Plan Type, 2006 | | Exhibit 7.18: | Percentage of Covered Workers With “No Limit” for Annual Out-of-Pocket Maximum, 2006 | | Exhibit 7.19: | Among Covered Workers with an Annual Out-of Pocket-Maximum, Percentage Whose Out-of-Pocket Maximum Does Not Include Spending for Various Services, by Plan Type, 2006 | | Exhibit 7.20: | Distribution of Covered Workers with an Out-of-Pocket Maximum for Single Coverage, by Amount and Plan Type, 2006 | | Exhibit 7.21: | Distribution of Type of Out-of-Pocket Maximum for Workers with Family Coverage, by Plan Type and Firm Size, 2006 | | Exhibit 7.22: | Distribution of Covered Workers with an Aggregate Amount for Out-of-Pocket Maximum for Family Coverage, by Amount and Plan Type, 2006 | | Exhibit 7.23: | Distribution of Covered Workers with a Separate per Person Amount for Out-of-Pocket Maximum for Family Coverage, by Amount and Plan Type, 2006 | | Exhibit 7.24: | Among Covered Workers with a Separate per Person Out-of-Pocket Maximum for Family Coverage, Maximum Number of Family Members Required to Meet the Maximum, by Plan Type, 2006 | | Print Section 7 |
| Section 8: High Deductible Health Plans with Savings Options | | Exhibit 8.1: | Among Firms Offering Health Benefits, Percentage That Offer an HDHP/HRA and/or an HSA Qualified HDHP, 2005-2006 | | Exhibit 8.2: | Among Firms Offering Health Benefits, Percentage That Offer an HSA Qualified HDHP, by Firm Size, 2005-2006 | | Exhibit 8.3: | HDHP/HRA and HSA Qualified HDHP Features, 2006 | | Exhibit 8.4: | Average Annual Premiums and Contributions to Spending Accounts For Covered Workers, HDHP/HRA and HSA Qualified HDHP, 2006 | | Exhibit 8.5: | Distribution of Covered Workers with the Following General Annual Deductible Amounts for Single Coverage, HDHP/HRA and HSA Qualified HDHP, 2006 | | Exhibit 8.6: | Among Covered Workers, Distribution of Type of General Annual Deductible for Family Coverage, HDHP/HRA and HSA Qualified HDHP, 2006 | | Exhibit 8.7: | Distribution of Covered Workers with the Following Aggregate Family Deductible Amounts, HDHP/HRA and HSA Qualified HDHP, 2006 | | Exhibit 8.8: | Among Firms Offering Health Benefits, Percentage That Offer an HSA Qualified HDHP, by Firm Size, 2005-2006 | | Exhibit 8.9: | Distribution of Covered Workers with the Following Annual Employer Contributions to their HRA or HSA, for Single Coverage, 2006 | | Exhibit 8.10: | Distribution of Covered Workers with the Following Annual Employer Contributions to their HRA or HSA, for Family Coverage, 2006 | | Exhibit 8.11: | Distribution of Covered Workers in HDHP/HRAs and HSA Qualified HDHPs With the Following Types of Cost Sharing in Addition to Any General Annual Deductible, 2006 | | Exhibit 8.12: | Among Firms Not Currently Offering an HDHP/HRA, Percentage That Say They Are “Very Likely” or “Somewhat Likely” to Offer an HDHP/HRA in the Next Year, 2005-2006 | | Exhibit 8.13: | Among Firms Not Currently Offering an HSA Qualified HDHP, Percentage That Say They Are “Very Likely” or “Somewhat Likely” to Offer an HSA Qualified HDHP in the Next Year, 2005-2006 | | Print Section 8 |
| Section 9: Prescription Drug and Mental Health Benefits | | Exhibit 9.1: | Distribution of Covered Workers by a One-Year Change in Level of Health Benefits, Other Than Cost Sharing, 2006 | | Exhibit 9.2: | Distribution of Covered Workers Facing Different Cost-Sharing Formulas for Prescription Drug Benefits, 2000-2006 | | Exhibit 9.3: | Distribution of Covered Workers With the Following Types of Cost Sharing for Prescription Drugs, by Drug and Plan Type, 2006 | | Exhibit 9.4: | Among Covered Workers Facing Prescription Drug Copayments, Average Copayments, 2000-2006 | | Exhibit 9.5: | Among Covered Workers Facing Coinsurance for Prescription Drugs, Average Coinsurance, 2000-2006 | | Exhibit 9.6: | Among Covered Workers with Outpatient Mental Health Coverage, Distribution of Number of Annual Outpatient Visits Covered, by Plan Type, 2006 | | Exhibit 9.7: | Among Covered Workers with Inpatient Mental Health Coverage, Distribution of Number of Annual Inpatient Days Covered, by Plan Type, 2006 | | Print Section 9 |
| Section 10: Plan Funding | | Exhibit 10.1: | Percentage of Covered Workers in Partially or Completely Self-Funded Plans, by Firm Size, 1999-2006 | | Exhibit 10.2: | Percentage of Covered Workers in Partially or Completely Self-Funded Plans, by Plan Type, 1999-2006 | | Exhibit 10.3: | Percentage of Covered Workers in Partially or Completely Self-Funded Plans, by Firm Size, Region, and Industry, 2006 | | Exhibit 10.4: | Percentage of Covered Workers in Partially or Completely Self-Funded Plans, by Plan Type and Firm Size, 2006 | | Exhibit 10.5: | Percentage of Covered Workers in Partially or Completely Self-Funded HMO Plans, by Firm Size, 1999-2006 | | Exhibit 10.6: | Percentage of Covered Workers in Partially or Completely Self-Funded PPO Plans, by Firm Size, 1999-2006 | | Exhibit 10.7: | Percentage of Covered Workers in Partially or Completely Self-Funded POS Plans, by Firm Size, 1999-2006 | | Print Section 10 |
| Section 11: Retiree Health Benefits | | Exhibit 11.1: | Among Firms Offering Health Benefits to Active Workers, Percentage of All Large Firms (200 or More Workers) Offering Retiree Health Benefits, 1988-2006 | | Exhibit 11.2: | Among Firms that Offer Health Benefits to Active Workers, Percentage of Firms Offering Retiree Health Benefits, by Firm Size, Region, and Industry, 2006 | | Exhibit 11.3: | Among Firms that Offer Health Benefits to Active Workers, Percentage of All Large Firms (200 or More Workers) Offering Retiree Health Benefits, by Firm Characteristics, 2006 | | Exhibit 11.4: | Among All Large Firms (200 or More Workers) Offering Health Benefits to Active Workers and Offering Retiree Coverage, Percentage Offering Health Benefits to Early and Medicare-Age Retirees, 1999-2006 | | Exhibit 11.5: | Among All Large Firms (200 or More Workers) Offering Health Benefits to Active Workers and Offering Retiree Coverage, Percentage Offering Retiree Benefits to Early and Medicare-Age Retirees, by Firm Size, Region, and Industry, 2006 | | Print Section 11 |
| Section 12: Employer Opinions and Health Management Programs | | Exhibit 12.1: | Among All Firms Both Offering and Not Offering Health Benefits, Distribution of Firms’ Opinions on the Effectiveness of the Following Strategies to Contain Health Insurance Costs, 2006 | | Exhibit 12.2: | Among Firms Offering Health Benefits, Distribution of Firms Reporting the Likelihood of Making the Following Changes in the Next Year, by Firm Size, 2006 | | Exhibit 12.3: | Among Firms Offering Health Benefits, Percentage That Offer a Disease Management Program for Their Plan with the Largest Enrollment, by Firm Size, Region, and Industry, 2006 | | Exhibit 12.4: | Among Firms Offering Health Benefits That Have a Disease Management Program for Their Plan with the Largest Enrollment, Percentage with Specific Programs, by Firm Size, Region, and Industry, 2006 | | Exhibit 12.5: | Among Firms Offering Health Benefits, Percentage Offering Wellness Programs to Their Employees, by Firm Size, Region, and Industry, 2006 | | Print Section 12 |
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