Employer Health Benefits 2005: Exhibit 7.5: Average Annual Deductibles for Covered Workers for Single and Family Coverage, by Plan Type and Region, 2005

Employer Health Benefits 2005 Annual Survey

Section 7: Employee Cost Sharing: Exhibit 7.5: Average Annual Deductibles for Covered Workers for Single and Family Coverage, by Plan Type and Region, 2005

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Exhibit 7.5: Average Annual Deductibles for Covered Workers for Single and Family Coverage, by Plan Type and Region, 2005

	Single Coverage	Family Coverage
CONVENTIONAL PLANS
Northeast	$630	$1,061
Midwest	460	861
South	652	1,318
West	641	1,542
ALL REGIONS	$602	$1,192
HMO PLANS
Northeast	$42	$97
Midwest	78	154
South	64	124
West	95	178
ALL REGIONS	$71	$141
PPO PLANS
Northeast	$191*	$405*
Midwest	316	659
South	358	805
West	395	727
ALL REGIONS	$323	$679
POS PLANS
Northeast	$104*	$272*
Midwest	335	638
South	246	609
West	230	462
ALL REGIONS	$220	$494

^*	Estimate is statistically different from All Regions within a plan type at p<.05.

	Note: Average deductibles for PPO and POS plans are for in-network services. Averages include covered workers who do not have a deductible.

	Source: Kaiser/HRET Survey of Employer-Sponsored Health Benefits, 2005.

	For more information regarding survey methodology, click here to view the Survey Design and Methods section.

The Kaiser Family Foundation and Health Research and Educational Trust
Program Area: Health Care Marketplace Project | Publication Date: 09/14/2005