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Employer Health Benefits 2005 Annual Survey Kaiser  
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   Section 7: Employee Cost Sharing: Exhibit 7.4: Average Annual Deductibles for Covered Workers for Single and Family Coverage, by Plan Type and Firm Size, 2005
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Exhibit 7.4: Average Annual Deductibles for Covered Workers for Single and Family Coverage, by Plan Type and Firm Size, 2005
 
 

Single Coverage

Family Coverage

CONVENTIONAL PLANS

ALL SMALL FIRMS (3-199 WORKERS)

$997

$1,737

Midsize Firms (200-999 Workers)

 219*

 554*

Large (1,000-4,999 Workers)

 188*

 421*

Jumbo (5,000 or More Workers)

 434

1,022

ALL LARGE FIRMS (200 OR MORE WORKERS)

351

834

ALL FIRM SIZES

$602

$1,192

HMO PLANS

 

 

ALL SMALL FIRMS (3-199 WORKERS)

  $187*

  $360*

Midsize Firms (200-999 Workers)

66

135

Large (1,000-4,999 Workers)

44

103

Jumbo (5,000 or More Workers)

 8*

 18*

ALL LARGE FIRMS (200 OR MORE WORKERS)

 27*

 58*

ALL FIRM SIZES

$71

$141

PPO PLANS

ALL SMALL FIRMS (3-199 WORKERS)

 $469*

 $893*

Midsize Firms (200-999 Workers)

343

770

Large (1,000-4,999 Workers)

 238*

 544*

Jumbo (5,000 or More Workers)

 223*

 517*

ALL LARGE FIRMS (200 OR MORE WORKERS)

 254*

 581*

ALL FIRM SIZES

$323

$679

POS PLANS

 

 

ALL SMALL FIRMS (3-199 WORKERS)

$287

$664

Midsize Firms (200-999 Workers)

149

332

Large (1,000-4,999 Workers)

230

431

Jumbo (5,000 or More Workers)

144

 324*

ALL LARGE FIRMS (200 OR MORE WORKERS)

159

 344*

ALL FIRM SIZES

$220

$494

 
 
 
*

Estimate is statistically different from All Firm Sizes within a plan type at p<.05.

 
 Note: Average deductibles for PPO and POS plans are for in-network services. Averages include covered workers who do not have a deductible.
 
 Source: Kaiser/HRET Survey of Employer-Sponsored Health Benefits, 2005.
 
 For more information regarding survey methodology, click here to view the Survey Design and Methods section.

The Kaiser Family Foundation and Health Research and Educational Trust
Program Area: Health Care Marketplace Project | Publication Date: 09/14/2005

 

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