Employer Health Benefits 2005: Exhibit 7.11: Percentage of Covered Workers With the Following Types of Cost Sharing for Physician Office Visits, 2005

Employer Health Benefits 2005 Annual Survey

Section 7: Employee Cost Sharing: Exhibit 7.11: Percentage of Covered Workers With the Following Types of Cost Sharing for Physician Office Visits, 2005

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Exhibit 7.11: Percentage of Covered Workers With the Following Types of Cost Sharing for Physician Office Visits, 2005

	Copay Only	Coinsurance Only	Both Copay and Coinsurance^‡	Neither
OFFICE VISITS
Conventional Plans	43%	32%	1%	24%
HMO Plans*	96	<1	1	3
PPO In-network Provider	78	13	2	7
POS In-network Provider	93	1	3	3
ALL PLANS	83%	10%	2%	5%

*	Distribution is significantly different from All Plans at p<.05.

^‡	This category includes less than 0.5% of covered workers who face either a copayment or a coinsurance – whichever is greater.

	Source: Kaiser/HRET Survey of Employer-Sponsored Health Benefits, 2005.

	For more information regarding survey methodology, click here to view the Survey Design and Methods section.

The Kaiser Family Foundation and Health Research and Educational Trust
Program Area: Health Care Marketplace Project | Publication Date: 09/14/2005