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| Employer Health Benefits 2005 Annual Survey | |
| | | | Exhibit 7.10: Among Covered Workers Facing Coinsurance for Physician Office Visits, Average Coinsurance Rates, by Plan Type, 2005 | | 10% or 15% | 20% or 25% | 30% | 40% | Other | | COINSURANCE RATES | | | | | | Conventional Plans | 5 | 94 | 0 | 0 | 1 | PPO In-network Provider | 32 | 62 | 3 | 0 | 3 | PPO Out-of-network Provider | 3 | 29 | 27 | 25 | 15 | POS In-network Provider | 28 | 32 | 0 | 0 | 40 | POS Out-of-network Provider | 3 | 32 | 33 | 16 | 16 |
| | Note: HMO coinsurance rates are not included because less than 1% of covered workers in HMOs face coinsurance for office visits. The distribution of coinsurance rates for physician office visits does not include covered workers who do not have a coinsurance. | | | | | Source: Kaiser/HRET Survey of Employer-Sponsored Health Benefits, 2005. | | | | | For more information regarding survey methodology, click here to view the Survey Design and Methods section. |
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