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| Employer Health Benefits 2005 Annual Survey |  |
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Exhibit 3.2: Eligibility, Take-up Rates, and Coverage in Firms Offering Health Benefits, by Firm Size, Region, and Industry, 2005
| | Percentage of Workers Eligible For Health Benefits Offered By Their Employer | Percentage of Workers Who Participate in Their Employers’ Plan (Take-up Rate) | Percentage of Workers Covered by Their Employers’ Health Benefits | | FIRM SIZE | | | | Small (3-24 Workers) | 84% | 79% | 67% | Small (25-49 Workers) | 84 | 77* | 64 | Small (50-199 Workers) | 78 | 83 | 65 | | ALL SMALL FIRMS (3-199 Workers) | 81% | 80% | 65% | Midsize (200-999 Workers) | 78 | 83 | 66 | Large (1,000-4,999 Workers) | 81 | 85* | 69 | Jumbo (5,000 or More Workers) | 78 | 84 | 66 | | ALL LARGE FIRMS (200 or More Workers) | 79% | 84% | 67% | | REGION | | | | Northeast | 80% | 83% | 67% | Midwest | 80 | 80 | 64 | South | 81 | 84 | 68 | West | 77 | 84 | 65 | | INDUSTRY | | | | Mining/Construction/Wholesale | 80% | 81% | 64% | Manufacturing | 91* | 86 | 79* | Transportation/Communications/Utility | 88* | 90* | 79* | Retail | 61* | 77* | 46* | Finance | 87* | 83 | 73* | Service | 77 | 80* | 62* | State/Local Government | 89* | 93* | 83* | Health Care | 77 | 84 | 65 | | ALL FIRM SIZES, REGIONS, AND INDUSTRIES | 80% | 83% | 66% |
| * | Estimate is statistically different from All Firm Sizes, Regions, and Industries at p<.05. | | | | | Take-up rate: The percentage of eligible workers who choose to participate in health benefits offered by their employer. | | | | | Source: Kaiser/HRET Survey of Employer-Sponsored Health Benefits, 2005. | | | | | For more information regarding survey methodology, click here to view the Survey Design and Methods section. |
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