2005 Annual Employer Health Benefits Survey

Employer Health Benefits 2005 Annual Survey

The 2006 Kaiser/HRET Employer Health Benefit Survey is available at http://www.kff.org/insurance/7527/

This annual survey of employers provides a detailed look at trends in employer-based health coverage, including changes in premiums, employee contributions, cost sharing policies and other relevant information. This year the survey also documented the prevalence of high-deductible health plans and savings account options, including the percentage of employers offering these plan types and the percentage of workers covered by them. The 2005 survey included 2,995 randomly selected public and private firms with three or more employees (2,013 of which responded to the full survey and 982 of which responded to an additional question about offering coverage). The Kaiser Family Foundation and the Health Research and Educational Trust jointly conduct the survey.

News Release

Use the links below to download a printable version.

Full Report
	Survey Design and Methodology (.pdf)
	Section 1: Cost of Health Insurance (.pdf)
	Section 2: Health Benefits Offer Rates (.pdf)
	Section 3: Employee Coverage, Eligibility, and Participation (.pdf)
	Section 4: Health Plan Choice (.pdf)
	Section 5: Market Shares of Health Plans (.pdf)
	Section 6: Employee Contributions for Premiums (.pdf)
	Section 7: Employee Cost Sharing (.pdf)
	Section 8: High-Deductible Health Plans and Savings Account Options (.pdf)
	Section 9: Prescription Drugs Benefits (.pdf)
	Section 10: Plan Funding (.pdf)
	Section 11: Retiree Health Benefits (.pdf)
	Section 12: Employer Opinions and Health Management Programs (.pdf)

Summary of Findings

Chart Pack (.pdf)

Archive of All Employer Health Benefits Surveys

The Kaiser Family Foundation and the Health Research and Educational Trust have conducted this annual survey since 1999. The archives of the Employer Health Benefits Survey include these surveys and a small business supplement of the 1998 survey conducted by the Foundation.

Materials from the September 14th Survey Release

Agenda (.pdf)

Presentation Slides (.pdf)

Speaker Biographies (.pdf)

Webcast and Transcript

Information provided by the Health Care Marketplace Project
Publication Number: 7315
Publish Date: 2005-09-14