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Employer Health Benefits 2006 Annual Survey Kaiser  
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   Section 7: Employee Cost Sharing 2004: Exhibit 7.3: Average Annual Deductible for Covered Workers, by Plan Type and Firm Size, 2004
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Exhibit 7.3: Average Annual Deductible for Covered Workers, by Plan Type and Firm Size, 2004
 

 

Single

Coverage

Family Coverage

CONVENTIONAL PLANS

 

 

ALL SMALL FIRMS (3-199 WORKERS)

$559

$1,089

Midsize Firms (200-999 Workers)

250*

528*

Large (1,000-4,999 Workers)

217*

455*

Jumbo (5,000 or More Workers)

320

792

ALL LARGE FIRMS (200 OR MORE WORKERS)

280*

651

ALL FIRM SIZES

$414

$861

HMO PLANS

 

 

ALL SMALL FIRMS (3-199 WORKERS)

$119*

$201*

Midsize Firms (200-999 Workers)

27

53

Large (1,000-4,999 Workers)

26

57

Jumbo (5,000 or More Workers)

11*

24*

ALL LARGE FIRMS (200 OR MORE WORKERS)

17*

35*

ALL FIRM SIZES

$44

$80

 

 

Single Coverage Preferred Provider

Single Coverage Nonpreferred Provider

PPO PLANS

 

 

ALL SMALL FIRMS (3-199 WORKERS)

$420*

$676*

Midsize Firms (200-999 Workers)

262

511

Large (1,000-4,999 Workers)

215*

539

Jumbo (5,000 or More Workers)

227*

497

ALL LARGE FIRMS (200 OR MORE WORKERS)

232*

510

ALL FIRM SIZES

$287

$558

POS PLANS

 

 

ALL SMALL FIRMS (3-199 WORKERS)

$427

$773

Midsize Firms (200-999 Workers)

99

417

Large (1,000-4,999 Workers)

12*

347*

Jumbo (5,000 or More Workers)

81*

483

ALL LARGE FIRMS (200 OR MORE WORKERS)

75*

453

ALL FIRM SIZES

$210

$575



* Estimate is statistically different from All Firms within a plan type at p<.05.

Preferred providers: Providers that are part of a plan’s approved list of doctors and hospitals; consumers

Nonpreferred providers: Providers that are not part of a plan’s approved list of doctors and hospitals.

Note: Results include covered workers who do not have a deductible or report a $0 deductible.

Source: Kaiser/HRET Survey of Employer-Sponsored Health Benefits: 2004.


The Kaiser Family Foundation and Health Research and Educational Trust
Program Area: Health Care Marketplace Project | Publication Date: 09/26/2006

 

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