* Distribution is significantly different from All Firms at p<.05.
‡ The Survey respondents were asked whether the firm is familiar with a personal or health savings account, including a Health Reimbursement Account (HRA) or other type of health savings account option.
High-deductible health plan: A plan with an annual deductible of more than $1,000 for single coverage. High-deductible plans can be offered with or without a personal or health savings account option.
Source: Kaiser/HRET Survey of Employer-Sponsored Insurance: 2004.