* Estimate is statistically different from the previous years shown at p‹.05.
† Estimate is statistically different from the previous year shown at p‹.10.
Source: Kaiser/HRET Survey of Employer-Sponsored Health Benefits: 2000, 2002, 2003, 2004; KPMG Survey of Employer-Sponsored Health Benefits: 1996, 1998; The Health Insurance Association of America (HIAA): 1989.