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Employer Health Benefits 2006 Annual Survey Kaiser  
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   Section 3: Employee Coverage, Eligibility, and Participation, 2004: Exhibit 3.2: Eligibility, Take-Up Rates, and Coverage...
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Exhibit 3.2: Eligibility, Take-Up Rates, and Coverage in Firms Offering Health Benefits, by Firm Size, Region,and Industry, 2004
 

 

Percentage of Workers Eligible For Health Benefits Offered By Their Employer

Percentage of Workers Who Participate in Their Employers’ Plan (Take-Up Rate)

Percentage of Workers Covered by Their Employers’ Health Benefits

FIRM SIZE

 

 

 

Small (3-24 Workers)

86%*

78%

67%

Small (25-49 Workers)

82

78

65

Small (50-199 Workers)

73*

83

61

ALL SMALL FIRMS (3-199 Workers)

80%

80%

64%

Midsize (200-999 Workers)

82

84

70

Large (1,000-4,999 Workers)

80

84

68

Jumbo (5,000+ Workers)

80

83

67

ALL LARGE FIRMS (200 or More Workers)

81%

83%

68%

REGIONS

 

 

 

Northeast

81%

79%

64%

Midwest

82

83

69

South

81

83

68

West

77

82

64

INDUSTRY

 

 

 

Mining/Construction/Wholesale

78%

80%

61%

Manufacturing

91*

87*

80*

Transportation/Communications/Utility

90*

92*

82*

Retail

62*

77*

47*

Finance

88*

84

73*

Service

76

76*

59*

State/Local Government

90*

94*

84*

Health Care

77

84

65

ALL FIRM SIZES, REGIONS, AND INDUSTRIES

80%

82%

67%

* Estimate is statistically different from All Firms at p<.05.

Take-up rate: The percentage of eligible workers who choose to participate in health benefits offered by their employer.

Source: Kaiser/HRET Survey of Employer-Sponsored Health Benefits: 2004.


The Kaiser Family Foundation and Health Research and Educational Trust
Program Area: Health Care Marketplace Project | Publication Date: 09/26/2006

 

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