Exhibit 1.15: Monthly and Annual Premiums for Covered Workers in Conventional, HMO, PPO, and POS Plans, by Industry, 2004
| Monthly | Annual | | Single Coverage | Family Coverage | Single Coverage | Family Coverage | CONVENTIONAL PLANS | | | | | Mining/Construction/Wholesale | NSD | NSD | NSD | NSD | Manufacturing | $259* | $699* | $3,113* | $8,383* | Transportation/Communications/Utility | NSD | NSD | NSD | NSD | Retail | NSD | NSD | NSD | NSD | Finance | NSD | NSD | NSD | NSD | Service | 325 | 777 | 3,894 | 9,323 | State/Local Government | 369 | 927 | 4,428 | 11,121 | Health Care | NSD | NSD | NSD | NSD | ALL INDUSTRIES | $318 | $800 | $3,820 | $9,602 | HMO PLANS | | | | | Mining/Construction/Wholesale | $244* | $737* | $2,934* | $8,846* | Manufacturing | 284 | 803 | 3,411 | 9,632 | Transportation/Communications/Utility | 275 | 778 | 3,295 | 9,342 | Retail | 285 | 789 | 3,420 | 9,474 | Finance | 296 | 808 | 3,552 | 9,691 | Service | 286 | 779 | 3,434 | 9,345 | State/Local Government | 311* | 812 | 3,738* | 9,740 | Health Care | 286 | 811 | 3,428 | 9,730 | ALL INDUSTRIES | $288 | $792 | $3,458 | $9,504 | PPO PLANS | | | | | Mining/Construction/Wholesale | $290* | $814* | $3,479* | $9,769* | Manufacturing | 297* | 826 | 3,570* | 9,915 | Transportation/Communications/Utility | 292* | 815 | 3,507* | 9,783 | Retail | 288 | 806 | 3,455 | 9,675 | Finance | 339* | 939* | 4,068* | 11,271* | Service | 330 | 879 | 3,960 | 10,554 | State/Local Government | 342* | 826 | 4,103* | 9,906 | Health Care | 352* | 913* | 4,224* | 10,952* | ALL INDUSTRIES | $317 | $851 | $3,808 | $10,217 | POS PLANS | | | | | Mining/Construction/Wholesale | $278 | $789 | $3,341 | $9,472 | Manufacturing | 254* | 793 | 3,046* | 9,516 | Transportation/Communications/Utility | NSD | NSD | NSD | NSD | Retail | NSD | NSD | NSD | NSD | Finance | 334 | 943* | 4,014 | 11,321* | Service | 297 | 764 | 3,563 | 9,172 | State/Local Government | 335 | 858 | 4,014 | 10,296 | Health Care | NSD | NSD | NSD | NSD | ALL INDUSTRIES | $302 | $818 | $3,627 | $9,813 | ALL PLANS | | | | | Mining/Construction/Wholesale | $282* | $796* | $3,389* | $9,552* | Manufacturing | 288* | 812 | 3,462* | 9,748 | Transportation/Communications/Utility | 288 | 805 | 3,454 | 9,663 | Retail | 294 | 812 | 3,526 | 9,749 | Finance | 328* | 905* | 3,931* | 10,854* | Service | 311 | 822 | 3,734 | 9,867 | State/Local Government | 332* | 830 | 3,989* | 9,963 | Health Care | 333* | 893* | 4,000* | 10,711* | ALL INDUSTRIES | $308 | $829 | $3,695 | $9,950 |
* Estimate is statistically different from All Industries within a plan type at p<.05. NSD: Not Sufficient Data. Source: Kaiser/HRET Survey of Employer-Sponsored Health Benefits: 2004 |
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