The following errors were found subsequent to printing of the Summary of Findings and the full document. They have been changed in the online version of both documents. This page will provide updated information on any errors in the printed publications.

• On Page 2, Column 1, of the report (and on Page 2, Column 1, of the Summary of Findings) we write that since 2001, premiums for family coverage have increased by 59%, compared with inflation growth of 9.7% and wage growth of 12.3%. In calculating these values, we included the percentage increase in premiums, inflation, and wage growth observed in 2001, so that the increases actually reflect changes since 2000, not 2001.
• Similarly, on Page 16, Paragraph 1 of the report we write that the cost of job-based health insurance has increased 59% since 2001. This increase is also from 2000, not 2001 as written.
• On Page 5, Column 2, of the report (and on Page 4, Column 2, of the Summary of Findings) we write that the percentage of covered workers in plans with a $20 copayment for office visits increased from 16% in 2003 to 27% in 2004. The correct percentage of covered workers with a $20 copayment for physician office visits in 2003 is 19%, not 16% as reported. Figure 7.6 in the report correctly identifies the percentage of covered workers with a $20 copayment in 2003 as 19%. (Note: Last year we reported that 16% of covered workers faced a $20 copayment for physician office visits in 2003. In computing the percentage, we included all covered workers in the base, including people who faced no physician visit cost sharing as well as those who faced no copayment but who faced coinsurance. This year we revised our methods so that people who have no cost sharing for office visits or who face coinsurance are excluded when calculating the distribution of copayment amounts paid by covered workers. As a result of this change in methods, the percentage of covered workers facing a copayment of $20 for 2003 rose from 16% to 19%.)
• On Page 6, Column 1, of the report (and on Page 5, Column 2, of the Summary of Findings) we write that nearly all (92%) of firms with 50 or more workers offer health benefits. The number of firms with 50 or more workers offering health benefits in 2004 is 94%, not 92% as written.
• At various places in the report and in the Summary of Findings we mistakenly use the term “fully funded” rather than “fully insured.”