Exhibit 4.2: Percentage of Covered Workers With Coverage of Well-Baby Care and Adult Physicals, by Type of Plan, 1988, 1996, 2003, and 2004
While HMOs have consistently covered preventive services, including well-baby care and adult physicals, PPO plans have not. However, PPOs have dramatically increased their coverage of well-baby care and adult physicals since 1988. In 2004, 97% of workers in PPOs had well-baby care (compared to 61% in 1988) and 94% had coverage for adult physicals (compared to 39% in 1988).
Source: Kaiser Family Foundation/Health Research and Educational Trust,
Employer Health Benefits, 2004 Annual Survey, September 2004, Exhibit 8.3, p. 107, at
http://www.kff.org/insurance/7148/sections/ehbs04-8-3.cfm, and unpublished data.
