Exhibit 4.1: Percent of Covered Workers With Selected Benefits, by Firm Size, 2004
Today, most employer-sponsored health plans cover preventive services such as prenatal care and physicals, in addition to prescription drug and mental health coverage. Fewer plans cover acupuncture and chiropractic care.
| All Small Firms (3-199 Workers) | All Large Firms (200 or More Workers) | All Firms |
ALL PLANS | | | |
Adult Physicals | 96% | 94% | 95% |
Prescription Drugs | 100 | 100 | 100 |
Outpatient Mental | 95 | 99 | 98 |
Inpatient Mental | 96 | 99 | 98 |
Annual OB/GYN Visit | 99 | 98 | 98 |
Prenatal Care | 97 | 100* | 99 |
Oral Contraceptives | 87 | 89 | 89 |
Well-Baby Care | 95 | 98 | 97 |
Acupuncture | 41 | 50 | 47 |
Chiropractic Care | 79* | 91* | 87 |
Note: *Estimate is statistically different from All Firms at p<.05.
Source: Kaiser Family Foundation/Health Research and Educational Trust, Employer Health Benefits, 2004 Annual Survey, September 2004, Exhibit 8.2, p. 106, at http://www.kff.org/insurance/7148/sections/ehbs04-8-2.cfm.
