Exhibit 3.4: Average Annual Percent Change in Employer Health Plan Premiums, by Plan Type, 1996-2005

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Section 3: Health Insurance Premiums
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Exhibit 3.4: Average Annual Percent Change in Employer Health Plan Premiums, by Plan Type, 1996-2005

Employer health insurance premiums for different types of plans (Conventional, HMO, PPO, and POS) grew at similar average annual rates from 1996 to 2005 (about 8%), although the actual average premiums for these plan types varied (see Exhibit 3.1).

Notes: Data reflect the cost of health insurance premiums for a family of four.

Source: Kaiser Family Foundation calculations using unpublished data from the Kaiser Family Foundation/Health Research and Educational Trust Annual Survey of Employer-Sponsored Health Benefits, 1999-2005, and the KPMG Survey of Employer-Sponsored Health Benefits, 1996.

Section 3: Health Insurance Premiums
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Trends and Indicators in the Changing Health Care Marketplace
Information provided by the Health Care Marketplace Project.
Publication Number: 7031
Information Updated: 04/26/06