Exhibit 2.2: Eligibility, Take-Up Rates, and Coverage in Firms Offering Health Benefits, 2005
Most Americans with health insurance have coverage through employer-sponsored health plans. In firms that offer coverage, 80% of workers were eligible for health benefits offered by their employer in 2005, and 83% of these workers participated in their employers’ plans, with the result that 66% of workers in firms that offer health benefits were covered by their employers’ health benefits plan in 2005.
Notes: Take-up rate is the percentage of eligible workers who choose to participate in health benefits offered by their employer.
Source: Kaiser/HRET Survey of Employer-Sponsored Health Benefits, 2005. From Exhibit 3.2, at http://www.kff.org/insurance/7315/sections/ehbs05-3-2.cfm.
